Payment Policy - Life with Colours spiritual course, reiki course, angle therapy, crystal therapy, pendulum dowsing

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Payment Policy

Policy Info

Ordering and purchasing of Gemstones, Crystals and Services like Reiki, Angel Therapy, Candle Therapy, Pendulum Dowsing, Crystal Therapy can be done very easily through our user friendly shopping cart.

All confirmed order are Subject to Advance Payment Policy. The payment should be done in 3 working day of purchase of order. All orders shall be processed only after the payment information has been validated.

Payment details must be given at the time of placing the order online in the form provided.

Once we receive your payment we will Ship your product within 3 working days.

Online orders can be securely paid for with all major credit cards including Visa, American Express, MasterCard, Discover and Diners Club. We also accept payment through Bank Transfer for your additional safety.

Kindly follow the below mentioned route for payments:

1) Bank Transfer – NEFT

Pay Account - Kalpesh Dave

   Account No - 1231000100165408
Saving Account
   RTGS / NEFT IFC Code - PUNB0123100
   Bank Name - Punjab National Bank
   Bank Branch - Borivali East Mumbai 400066

2) You can also courier DD (Demand Draft) in favour of "Kalpesh Dave" with your product Details you have purchase on this address. (address will be provided after confimation)

3) You can Deposit the amount in any nearby Punjab National Bank in the above A/C Number, and send me the Receipt Image by clicking through your mobile camera and E-mail me.

4) International Buyers can Pay via other money transfer agency like or, we can send you the paypal payment invoice to your email and you can pay through email.

5) You can come at my place, pay and collect your order.

Note:- If we don't receive the payment within 3 days then we will cancel your order and relist the item for sell.

Fraud Policy

  • Card fraud is a federal crime and a felony punishable by heavy fines and jail time. Fraudulent behavior will be prosecuted aggressively and with a passion to the fullest extent of the law.

  • All information must match card account records as provided by the card-issuing bank. Inputting intentionally false information is fraud and will not be tolerated and may subject you to prosecution.

  • Card numbers are transmitted directly to the banking network for authorization. Life with colours does not record the card number anywhere.

  • Life with colours considers fraud a direct and serious threat to our business profitability. We do not take any effort to defraud lightly and will prosecute whenever and wherever possible to the fullest extent of the law.

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